Affiliate Disclosure

Last updated: September 2026

Pawgraded is reader-supported. Some outbound links on this site — identified in code withrel="sponsored nofollow" and routed through /go/ — are affiliate links. If you click one and purchase a policy or product, the partner may pay us a commission. The price you pay is the same whether or not you use our link.

How this affects (and doesn't affect) our content

• Ratings, rankings, and breed scores are computed from the data described in our methodology before any commercial consideration is applied.
• Insurers cannot pay to improve a rating, change a ranking, or remove a con from a review.
• Where we have no affiliate relationship with a highly rated insurer, we still recommend it.

FTC compliance

This disclosure is provided in accordance with the U.S. Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). Questions:[email protected].