Bearded Collie
Trait scores
Health risk profile
Conditions below are ranked by documented prevalence and severity in the Bearded Collie. Risk level drives both veterinary costs and insurance pricing.
| Condition | Risk | What to know |
|---|---|---|
| Hip dysplasia | moderate | Standard herding-breed risk; request OFA scores. |
| Hypothyroidism | moderate | Frequent in the breed; diagnosed on routine bloodwork. |
| Addison's disease | moderate | Adrenal deficiency is overrepresented; manageable with lifelong medication. |
| Autoimmune disease | moderate | Immune-mediated conditions, including colitis, appear at elevated rates. |
| Persistent pupillary membranes | low | Congenital eye strands are usually benign; screening eye exams catch them. |
Pet insurance for a Bearded Collie
Monthly accident-and-illness premiums for a healthy adult Bearded Collie, based on current rate data across major insurers. Enrolling early locks in coverage before breed-linked conditions become pre-existing.
Annual cost of ownership
Excluding insurance, budget $1,600–$2,800 per year for food, routine veterinary care, grooming, and supplies for a Bearded Collie. Chronic conditions from the risk table above can add significantly to that range — one reason breed-matched insurance matters.
About the Bearded Collie
The Bearded Collie is a Scottish drover's dog that moved sheep and cattle for centuries before becoming a show and family favorite. It is exuberant, boisterous, and famously bouncy — Beardies leap to greet and stay playful into old age — while remaining gentle with children and other animals. Daily vigorous exercise is required, and the long double coat is a serious commitment: thorough brushing several times a week, more during coat change. Suits active families who want a happy, social dog and accept the grooming workload.
Origin: Scotland
Temperament
Bearded Collie FAQ
How long do Bearded Collies live?
The typical Bearded Collie lifespan is 12–14 years. Diet, weight management, and screening for the breed's known hereditary conditions have the largest measurable effect on longevity.
How much does pet insurance cost for a Bearded Collie?
Based on current rate data, expect to pay roughly $38–$68 per month for accident-and-illness coverage on a healthy adult Bearded Collie. Premiums rise with age and vary by location and deductible.
Is the Bearded Collie a good apartment dog?
Conditionally. The Bearded Collie can live in an apartment, but its 5/5 energy level means you'll need a consistent daily exercise routine.
What health problems are Bearded Collies prone to?
The most significant documented risks are Hip dysplasia, Hypothyroidism, Addison's disease. Ask breeders for the relevant health clearances and budget for insurance early, before any condition becomes pre-existing.