Chow Chow
Trait scores
Health risk profile
Conditions below are ranked by documented prevalence and severity in the Chow Chow. Risk level drives both veterinary costs and insurance pricing.
| Condition | Risk | What to know |
|---|---|---|
| Entropion | high | Inward-rolling eyelids are very common; most cases require surgical correction. |
| Hip and elbow dysplasia | moderate | Joint disease is a leading orthopedic concern; insist on OFA clearances. |
| Hypothyroidism | moderate | Frequent in the breed; contributes to weight gain and coat problems. |
| Bloat (GDV) | moderate | Deep chest confers gastric torsion risk; feed measured meals. |
| Diabetes mellitus | moderate | Chows are overrepresented for diabetes, especially when overweight. |
Pet insurance for a Chow Chow
Insurers price a Chow Chow from the breed's documented claims profile — here, 1 high-risk condition, led by Entropion. Enrolling early matters more than shopping hard: no carrier covers a condition once it is diagnosed.
Annual cost of ownership
Excluding insurance, the recurring cost of a Chow Chow is driven by how much it eats — which scales with body weight — and how much grooming it needs. At 45–70 lbs and a grooming score of 4/5, the Chow Chow sits well above the average dog on grooming spend. Chronic conditions from the risk table above can add substantially to the medical side of the budget — one reason breed-matched insurance matters. For the component-by-component breakdown, see the average cost of owning a dog, and model your own numbers with thecost of ownership calculator.
About the Chow Chow
The Chow Chow is one of the oldest breeds in the world, an all-purpose dog of northern China recognizable by its blue-black tongue and lion-like ruff. It is famously cat-like: dignified, aloof with strangers, devoted to its own people, and among the least biddable breeds to train. Exercise needs are low, but the dense coat needs regular brushing and the breed overheats easily in warm climates. Territorial instinct and dog selectivity make early socialization essential. Suits calm, experienced households without small children.
Origin: China
Temperament
Related reading for Chow Chow owners
Chow Chow FAQ
How long do Chow Chows live?
The typical Chow Chow lifespan is 8–12 years. Diet, weight management, and screening for the breed's known hereditary conditions have the largest measurable effect on longevity.
How much does pet insurance cost for a Chow Chow?
There is no published breed-level price for pet insurance, so we do not quote one. NAPHIA's 2026 industry report puts the US average at $836 a year — about $70 a month — for accident-and-illness coverage on a dog, and insurers price above or below that line based on your dog's age, your ZIP code, and the plan you configure. The Chow Chow carries 1 documented high-risk condition, which is the main reason a Chow Chow policy prices above the national average. For real numbers, request quotes for your dog's exact age and ZIP code.
Is the Chow Chow a good apartment dog?
Yes. With an energy level of 2/5 and a medium build, the Chow Chow adapts well to apartment living provided it gets daily walks.
What health problems are Chow Chows prone to?
The most significant documented risks are Entropion, Hip and elbow dysplasia, Hypothyroidism. Ask breeders for the relevant health clearances and budget for insurance early, before any condition becomes pre-existing.