Maltese
Trait scores
Health risk profile
Conditions below are ranked by documented prevalence and severity in the Maltese. Risk level drives both veterinary costs and insurance pricing.
| Condition | Risk | What to know |
|---|---|---|
| Dental disease | high | Periodontal disease is nearly universal without regular professional cleanings. |
| Patellar luxation | moderate | Typical toy-breed kneecap slippage. |
| Portosystemic (liver) shunt | moderate | Maltese are overrepresented for congenital liver shunts; screen stunted puppies. |
| White dog shaker syndrome | moderate | Immune-mediated full-body tremors in young white dogs; responds to steroids. |
| Mitral valve disease | moderate | Common in senior Maltese; monitor murmurs annually. |
Pet insurance for a Maltese
Monthly accident-and-illness premiums for a healthy adult Maltese, based on current rate data across major insurers. Enrolling early locks in coverage before breed-linked conditions become pre-existing.
Annual cost of ownership
Excluding insurance, budget $1,200–$2,200 per year for food, routine veterinary care, grooming, and supplies for a Maltese. Chronic conditions from the risk table above can add significantly to that range — one reason breed-matched insurance matters.
About the Maltese
The Maltese has been a Mediterranean lap dog for over two thousand years, and the job description has not changed. It is gentle, playful, and devoted, with a white silky coat that sheds almost nothing but demands daily brushing or a short clip, plus regular tear-stain care. At four to six pounds it is fragile around small children and large dogs, and it barks more than its size suggests. Long-lived and cheap to insure, it suits seniors, apartment dwellers, and attentive first-time owners.
Origin: Malta (Mediterranean)
Temperament
Maltese FAQ
How long do Malteses live?
The typical Maltese lifespan is 12–15 years. Diet, weight management, and screening for the breed's known hereditary conditions have the largest measurable effect on longevity.
How much does pet insurance cost for a Maltese?
Based on current rate data, expect to pay roughly $30–$55 per month for accident-and-illness coverage on a healthy adult Maltese. Premiums rise with age and vary by location and deductible.
Is the Maltese a good apartment dog?
Yes. With an energy level of 3/5 and a small build, the Maltese adapts well to apartment living provided it gets daily walks.
What health problems are Malteses prone to?
The most significant documented risks are Dental disease, Patellar luxation, Portosystemic (liver) shunt. Ask breeders for the relevant health clearances and budget for insurance early, before any condition becomes pre-existing.