Mudi
Trait scores
Health risk profile
Conditions below are ranked by documented prevalence and severity in the Mudi. Risk level drives both veterinary costs and insurance pricing.
| Condition | Risk | What to know |
|---|---|---|
| Hip dysplasia | moderate | The leading orthopedic issue; request OFA scores from breeders. |
| Epilepsy | moderate | Idiopathic seizures are reported in the breed; usually manageable with medication. |
| Patellar luxation | moderate | Kneecap slippage occurs at typical mid-size rates; keep the dog lean. |
| Cataracts | low | Hereditary lens opacity appears occasionally; eye certification recommended. |
| Elbow dysplasia | low | Occasionally seen; screened in responsible programs. |
Pet insurance for a Mudi
Insurers price a Mudi from the breed's documented claims profile — here, a clean bill of health with no dominant high-risk hereditary condition. Enrolling early matters more than shopping hard: no carrier covers a condition once it is diagnosed.
Annual cost of ownership
Excluding insurance, the recurring cost of a Mudi is driven by how much it eats — which scales with body weight — and how much grooming it needs. At 18–29 lbs and a grooming score of 2/5, the Mudi sits below the average dog on grooming spend. Chronic conditions from the risk table above can add substantially to the medical side of the budget — one reason breed-matched insurance matters. For the component-by-component breakdown, see the average cost of owning a dog, and model your own numbers with thecost of ownership calculator.
About the Mudi
The Mudi is a Hungarian farm herding breed that emerged from working shepherd stock rather than show rings, recognized by the AKC only in 2022. It packs border-collie-grade intelligence and drive into a twenty-five-pound curly-coated frame, excelling at herding, agility, and scent work. Mudis are alert watchdogs that bark readily, bond intensely with their handler, and need an hour-plus of daily exercise plus mental work. The coat is surprisingly easy — occasional brushing, no trimming. Rare but robust, it suits sport homes and active owners who want a smaller, less intense alternative to a Border Collie.
Origin: Hungary
Temperament
Related reading for Mudi owners
Mudi FAQ
How long do Mudis live?
The typical Mudi lifespan is 12–14 years. Diet, weight management, and screening for the breed's known hereditary conditions have the largest measurable effect on longevity.
How much does pet insurance cost for a Mudi?
There is no published breed-level price for pet insurance, so we do not quote one. NAPHIA's 2026 industry report puts the US average at $836 a year — about $70 a month — for accident-and-illness coverage on a dog, and insurers price above or below that line based on your dog's age, your ZIP code, and the plan you configure. The Mudi carries no dominant high-risk hereditary condition, which keeps it near or below that average. For real numbers, request quotes for your dog's exact age and ZIP code.
Is the Mudi a good apartment dog?
Conditionally. The Mudi can live in an apartment, but its 5/5 energy level means you'll need a consistent daily exercise routine.
What health problems are Mudis prone to?
The most significant documented risks are Hip dysplasia, Epilepsy, Patellar luxation. Ask breeders for the relevant health clearances and budget for insurance early, before any condition becomes pre-existing.