Insurer review

Fetch Pet Insurance review

Best for: Owners who want exam fees and dental illness covered without paying for add-ons.

Coverage terms at a glance

Annual limits	$5,000, $15,000, or Unlimited
Reimbursement	70%, 80%, or 90%
Deductible	$250 – $700 annual
Waiting periods	Up to 15 days accidents and illnesses (varies by state), 6 months hip and knee injuries (waivable with a vet exam)

Highlights

Exam fees for covered conditions included at no extra cost
Dental illness and injury coverage for every tooth
Healthy Pet Credit — up to 30% off after two claim-free years

Pros and cons

Pros

Exam fee coverage included
Broad dental and behavioral coverage
Covers boarding fees if you are hospitalized
No enrollment or upper age limits

Cons

Up to 15-day waiting period is longer than most rivals
6-month hip/knee waiting period unless waived by exam
No wellness or preventive care plan
Single annual deductible ceiling of $700 limits savings customization

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Fetch Pet Insurance

4.3

reimbursement70%, 80%, or 90%

Best for: Owners who want exam fees and dental illness covered without paying for add-ons.

Fetch Pet Insurance FAQ

How much does Fetch Pet Insurance cost per month?

We don't publish a price for Fetch Pet Insurance, because there isn't one — premiums are filed by ZIP code and priced on your dog's age, breed, and medical history, plus the deductible and reimbursement you choose. Fetch Pet Insurance is rated here on its published coverage terms, not on price. For the industry baseline to compare a quote against, see our US pet insurance cost page, and request a quote directly for your own dog.

What are Fetch Pet Insurance's waiting periods?

Up to 15 days accidents and illnesses (varies by state), 6 months hip and knee injuries (waivable with a vet exam)

What reimbursement does Fetch Pet Insurance offer?

Fetch Pet Insurance offers reimbursement options of 70%, 80%, or 90%, with annual limits of $5,000, $15,000, or Unlimited and deductible options of $250 – $700 annual.