Insurer review

Fetch Pet Insurance review

Best for: Owners who want exam fees and dental illness covered without paying for add-ons.

Coverage terms at a glance

Annual limits$5,000, $15,000, or Unlimited
Reimbursement70%, 80%, or 90%
Deductible$250 – $700 annual
Waiting periodsUp to 15 days accidents and illnesses (varies by state), 6 months hip and knee injuries (waivable with a vet exam)

Highlights

  • Exam fees for covered conditions included at no extra cost
  • Dental illness and injury coverage for every tooth
  • Healthy Pet Credit — up to 30% off after two claim-free years

Pros and cons

Pros

  • Exam fee coverage included
  • Broad dental and behavioral coverage
  • Covers boarding fees if you are hospitalized
  • No enrollment or upper age limits

Cons

  • Up to 15-day waiting period is longer than most rivals
  • 6-month hip/knee waiting period unless waived by exam
  • No wellness or preventive care plan
  • Single annual deductible ceiling of $700 limits savings customization

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Fetch Pet Insurance FAQ

How much does Fetch Pet Insurance cost per month?

Plans start around $20 per month for young, healthy dogs on basic configurations. Your actual quote depends on breed, age, location, deductible, and reimbursement level.

What are Fetch Pet Insurance's waiting periods?

Up to 15 days accidents and illnesses (varies by state), 6 months hip and knee injuries (waivable with a vet exam)

What reimbursement does Fetch Pet Insurance offer?

Fetch Pet Insurance offers reimbursement options of 70%, 80%, or 90%, with annual limits of $5,000, $15,000, or Unlimited and deductible options of $250 – $700 annual.