Healthy Paws
4.5
from$19/mo
Best for: Owners who want simple, no-cap catastrophic coverage and are willing to pay exam fees and routine care out of pocket.
Insurer review
Healthy Paws review
Best for: Owners who want simple, no-cap catastrophic coverage and are willing to pay exam fees and routine care out of pocket.
Coverage terms at a glance
| Annual limits | Unlimited only |
|---|---|
| Reimbursement | 70%, 80%, or 90% (varies by pet age and state) |
| Deductible | $100 – $1,000 annual |
| Waiting periods | 15 days accidents and illnesses, 12 months hip dysplasia (pets enrolled before age 6) |
Highlights
- One simple plan — unlimited lifetime payouts with no per-incident or per-condition caps
- Consistently fast claims, most processed within days via the app
- Every free quote triggers a donation to homeless-pet medical care
Pros and cons
Pros
- Truly unlimited payouts, no caps of any kind
- No confusing riders or add-on tiers
- Fast, highly rated claims process
- Covers hereditary and congenital conditions
Cons
- No coverage for exam fees
- No wellness or preventive care option
- 12-month hip dysplasia waiting period
- Pets enrolled after age 6 get no hip dysplasia coverage at all
Get a quote
Healthy Paws FAQ
How much does Healthy Paws cost per month?
Plans start around $19 per month for young, healthy dogs on basic configurations. Your actual quote depends on breed, age, location, deductible, and reimbursement level.
What are Healthy Paws's waiting periods?
15 days accidents and illnesses, 12 months hip dysplasia (pets enrolled before age 6)
What reimbursement does Healthy Paws offer?
Healthy Paws offers reimbursement options of 70%, 80%, or 90% (varies by pet age and state), with annual limits of Unlimited only and deductible options of $100 – $1,000 annual.