Lemonade Pet
4.4
from$10/mo
Best for: Budget-conscious owners of young, healthy dogs who value fast digital claims.
Insurer review
Lemonade Pet review
Best for: Budget-conscious owners of young, healthy dogs who value fast digital claims.
Coverage terms at a glance
| Annual limits | $5,000 – $100,000 |
|---|---|
| Reimbursement | 70%, 80%, or 90% |
| Deductible | $100 – $750 annual |
| Waiting periods | 2 days accidents, 14 days illnesses, 6 months cruciate ligaments |
Highlights
- AI-driven claims — a large share reimbursed in minutes
- Among the lowest entry premiums in the market
- Optional wellness add-ons and vet visit/exam fee coverage
Pros and cons
Pros
- Lowest starting premiums we tracked
- Fast, app-first claims experience
- Transparent policy wording
- Multi-pet, bundling, and annual-pay discounts
Cons
- Not available in every state
- 6-month cruciate ligament waiting period
- Behavioral therapy only via add-on
- Premiums climb noticeably as pets age
Get a quote
Lemonade Pet FAQ
How much does Lemonade Pet cost per month?
Plans start around $10 per month for young, healthy dogs on basic configurations. Your actual quote depends on breed, age, location, deductible, and reimbursement level.
What are Lemonade Pet's waiting periods?
2 days accidents, 14 days illnesses, 6 months cruciate ligaments
What reimbursement does Lemonade Pet offer?
Lemonade Pet offers reimbursement options of 70%, 80%, or 90%, with annual limits of $5,000 – $100,000 and deductible options of $100 – $750 annual.