Pets Best
4.2
reimbursement70%, 80%, or 90%
Best for: Cost-sensitive owners who want a low deductible, cheap accident-only option, or direct payment to the vet.
Insurer review
Pets Best review
Best for: Cost-sensitive owners who want a low deductible, cheap accident-only option, or direct payment to the vet.
Coverage terms at a glance
| Annual limits | $5,000 or Unlimited |
|---|---|
| Reimbursement | 70%, 80%, or 90% |
| Deductible | $50 – $1,000 annual |
| Waiting periods | 3 days accidents, 14 days illnesses, 6 months cruciate ligament injuries |
Highlights
- Optional direct vet payment for large claims
- Flat-rate accident-only plan for bare-minimum budgets
- 24/7 pet telehealth helpline included
Pros and cons
Pros
- Low $50 minimum deductible option
- Direct vet pay available on request
- Two routine-care add-on tiers
- Competitive premiums for young pets
Cons
- 6-month cruciate ligament waiting period
- Exam fees cost extra unless you choose a higher-tier plan
- Rate increases with age can be significant
- Behavioral coverage limited to the top-tier plan
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Related reading
Pets Best FAQ
How much does Pets Best cost per month?
We don't publish a price for Pets Best, because there isn't one — premiums are filed by ZIP code and priced on your dog's age, breed, and medical history, plus the deductible and reimbursement you choose. Pets Best is rated here on its published coverage terms, not on price. For the industry baseline to compare a quote against, see our US pet insurance cost page, and request a quote directly for your own dog.
What are Pets Best's waiting periods?
3 days accidents, 14 days illnesses, 6 months cruciate ligament injuries
What reimbursement does Pets Best offer?
Pets Best offers reimbursement options of 70%, 80%, or 90%, with annual limits of $5,000 or Unlimited and deductible options of $50 – $1,000 annual.