Pets Best
4.2
from$15/mo
Best for: Cost-sensitive owners who want a low deductible, cheap accident-only option, or direct payment to the vet.
Insurer review
Pets Best review
Best for: Cost-sensitive owners who want a low deductible, cheap accident-only option, or direct payment to the vet.
Coverage terms at a glance
| Annual limits | $5,000 or Unlimited |
|---|---|
| Reimbursement | 70%, 80%, or 90% |
| Deductible | $50 – $1,000 annual |
| Waiting periods | 3 days accidents, 14 days illnesses, 6 months cruciate ligament injuries |
Highlights
- Optional direct vet payment for large claims
- Flat-rate accident-only plan for bare-minimum budgets
- 24/7 pet telehealth helpline included
Pros and cons
Pros
- Low $50 minimum deductible option
- Direct vet pay available on request
- Two routine-care add-on tiers
- Competitive premiums for young pets
Cons
- 6-month cruciate ligament waiting period
- Exam fees cost extra unless you choose a higher-tier plan
- Rate increases with age can be significant
- Behavioral coverage limited to the top-tier plan
Get a quote
Pets Best FAQ
How much does Pets Best cost per month?
Plans start around $15 per month for young, healthy dogs on basic configurations. Your actual quote depends on breed, age, location, deductible, and reimbursement level.
What are Pets Best's waiting periods?
3 days accidents, 14 days illnesses, 6 months cruciate ligament injuries
What reimbursement does Pets Best offer?
Pets Best offers reimbursement options of 70%, 80%, or 90%, with annual limits of $5,000 or Unlimited and deductible options of $50 – $1,000 annual.